Friday, January 24, 2020
Valedictorian Speech :: essays research papers
First of all I would like to congratulate my fellow classmates Hello my name is Sarah and I am very proud to say I am valedictorian of this program. When I first started classes at this college I was afraid I wasnââ¬â¢t even going to pass let alone be standing here today. It had been a long time since I sat in a class room. I thought I was too old to go back to school. But I was wrong. Coming to this school has been one of the most fulfilling decisions I have made in my life. When I am at home watching tv and a commercial for this college comes on my 4 year old will start yelling that my mommaââ¬â¢s college with a big smile on his face it makes me feel proud to be a part of this class. These past eight months have been tough. Especially for those of us with children who know its not easy to do our homework when our kids are trying to color in our text books. Or study for a test when the baby is crying. at first I felt a guilty, not having any time to spend my son. But I just kept remembering the banner we have over the stair case on our campus. It says sacrifice is temporary but I will be a college graduate forever. As I stand up here today and all my hard work has paid of I know my children and my family are so proud of me. As I am sure all of you are as proud of all your graduates standing up here today. I would like to thank you all for giving us the ext ra help, support and understanding we have needed to succeed these past eight months. I would like to thank my teacher Mr. S, for making my learning experience at this school a fun and exciting one. Even thought at times it seamed like he thought we were marines instead of student, Never the less he is just a great teacher I would like to take the time to thank my in-laws for letting me use their car to get to class when mine broke down.My other half for being so helpful with the kids when I had homework or a test to study for.
Thursday, January 16, 2020
My Favourite Day of the Week
Saturdays have always been special to me. When I lived in Mexico, Saturday was the most hoped for day of the week. I remember that my cousin and I were always wishing for the school week to end and for Saturday to begin. Every Saturday morning would start the same way: my cousin would come to my house to wake me up. Around 10 a.m. we would go out of town to my familyââ¬â¢s ranch. Once at the ranch, we enjoyed a variety of activities. The sun shone down on us, as we lived out our wonderful Saturdays away from the city. We would play soccer, run with the dogs and sometimes hunt birds and lizards with my uncle. There were occasions when we got to help my uncle sow (plant seeds) corn or chiles. Those days were hard, but we still enjoyed them. When we came back from work, we would be rewarded with warm bowls of my grandmaââ¬â¢s pasta and beans, accompanied by handmade tortillas and mugs of chocolate caliente (hot chocolate). After we ate our delicious feast, we would retreat to the lone pine tree behind the house to climb the branches and rest, at last. Usually in the afternoon my uncle would take us to the lake; the water was icy cold but it did not matter since there was nothing comparable to the fun that we had at the lake. There was a garden just a few miles away from the house, and often on Saturdays we would go there. Following our swim in the lake, we would eat luscious fruit from the trees. For two hours or more, we would savor sweet peaches, mangos, juicy oranges and sweet guavas. Then, we would return to the house at sunset. On our way back, my uncle would let us ride the mule, since the journey was long. At last, my family would gather around a bonfire to tell scary stories under the starry, dark sky. All of these meals and excursions were such heavenly funââ¬âit is easy to see why Saturdays in Mexico were the most exciting days of my life. My Saturday experiences have changed since arriving in the United States. Here, there is no longer my cousin to spend the day with me; however, I have my family and a boyfriend, who always tries to make Saturdays a different experience than the rest of the week. Now on Saturday I usually wake up around 9 a.m. and take a peacefully lengthy shower. Then, I sit with my family at the table to eat a delightful breakfast that my mom prepares for us. Sometimes I go with my family to play basketball at the park, where we indulge in meals of carne asada. Once in a while we go to the beach or visit my aunt in Ontario. When we go to Ontario, my mom and I go shopping with my female cousins and my aunt. Then at noon my uncle and father cook for us and we have picnic at the park near my auntââ¬â¢s house. We spend the whole day with them and return home late at night. Also, there are some Saturdays that I spend with my boyfriend. He is not only my boyfriend, he is my best friend, my companion and my comfort. The Saturdays spent with my boyfriend are even more meaningful than those spent in Ontario with my aunt and her family. My boyfriend and I go to the theater to enjoy a movie or just stay home sharing the happiness and misfortunes of the week with each other. No matter what we do, our time together makes my Saturday a special day. I prefer Saturdays over other days of the week because I find harmony within myself. My life is always filled with so many things to do; on every other day I never seem to have a minute of peace. Monday through Friday I dedicate every waking moment to school, work and community issues. On Sundays I volunteer at a museum. Therefore, Saturday is my favorite day of the week because it is wonderfully different from my routine. Additionally, on that day I have the opportunity to spend time with my family and to demonstrate my love and appreciation toward them. There could never be another day of the week like Saturday. Saturdays are exceptional for me; they represent unforgettable memories from my past that I continue to preserve in my heart and mind. I will never forget those amazing weekends with my cousin in Mexico. They are memorable moments that make my Saturdays in the United States (almost) as enjoyable.
Wednesday, January 8, 2020
International Finance - 5589 Words
Chapter 5 Currency Derivatives 1. Kalons, Inc. is a U.S.-based MNC that frequently imports raw materials from Canada. Kalons is typically invoiced for these goods in Canadian dollars and is concerned that the Canadian dollar will appreciate in the near future. Which of the following is not an appropriate hedging technique under these circumstances? A) purchase Canadian dollars forward. B) purchase Canadian dollar futures contracts. C) purchase Canadian dollar put options. D) purchase Canadian dollar call options. ANSWER: C 2. Graylon, Inc., based in Washington, exports products to a German firm and will receive payment of â⠬200,000 in three months. On June 1, the spot rate of the euro was $1.12, andâ⬠¦show more contentâ⬠¦A) call options; put options B) futures contracts; call options C) forward contracts; futures contracts D) put options; forward contracts ANSWER: D 15. The greater the variability of a currency, the _______ will be the premium of a call option on this currency, and the _______ will be the premium of a put option on this currency, other things equal. A) greater; lower B) greater; greater C) lower; greater D) lower; lower ANSWER: B 16. When currency options are not standardized and traded over-the-counter, there is _______ liquidity and a _______ bid/ask spread. A) less; narrower B) more; narrower C) more; wider D) less; wider ANSWER: D 17. The shorter the time to the expiration date for a currency, the _______ will be the premium of a call option, and the _______ will be the premium of a put option, other things equal. A) greater; greater B) greater; lower C) lower; lower D) lower; greater ANSWER: C 18. Assume that a speculator purchases a put option on British pounds (with a strike price of $1.50) for $.05 per unit. A pound option represents 31,250 units. Assume that at the time of the purchase, the spot rate of the pound is $1.51 and continually rises to $1.62 by the expiration date. The highest net profit possible for the speculator based on the information above is: A) $1,562.50. B) ââ¬â$1,562.50. C) ââ¬â$1,250.00. D) ââ¬â$625.00. 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